A Licensed Community Association Manager (CAM) is often the person who catches a reserve gap months before a board does, because tracking funding schedules against statutory deadlines is part of the job. At Synergistic Community Association Management, that oversight runs across every Homeowners Association (HOA) and Condominium Owners Association (COA) we manage throughout Florida. Highlights Florida treats Homeowners Association (HOA) reserves and Condominium Owners Association (COA) reserves differently under state law. Condominium buildings three stories or higher must complete a...